As Moneybookers (Skrill) is one of the best payment processor online. So to use it on your website for selling your product or services the main question comes in our mind that is MoneyBookers allowed the chargeback or not ? User can reverse the Moneybookers dollars?
So the Answer is: No
As Moneybookers officially mention in their policies that there is no charge back or refund that user can ask or do in their accounts. Once the $ sent to next party sender can’t reverse or apply for the charge back.
There is the main reason behind the chargeback of MoneyBookers dollars is that if the fund that you received is added through stolen card (Hacked Credit Card) than upon the request of card owner moneybooker will reverse the complete transaction from your account. And also they may block your account too.
Reason 2: User may ask about the Chargeback but he should have the genuine reason about the chargeback. Also MoneyBooker not do the chargeback just upon the email request. For sure chargeback user have to make call MoneyBookers at the same day and within some minute after the transaction.
MoneyBookers take 7 days to complete the chargeback or deny the chargeback.
How I Secure My MoneyBookers Account?
You have to take following points in your mind before receiving the payment through the Moneybookers.
- If you are receiving the few dollars mean small quantity that there is no risk at all because through stolen card users always do the big deals, more than 100$
- If you are going to make the transaction of more than 100$ than ask the sender to send about the source of their funds. If possible get the screen shot of whole transaction page of Moneybookers account.
- If you receiving the money from unknown person than there is a lot of risk so before doing deal with unknown person get all the detail about the user so that if any problem arrive you may contact him.
MoneyBookers Offer Special ChargeBack protection on Business Accounts. Here is the MoneyBookers have mentioned. Link
Hope so you will deals with the person to whom you know. Also you will check the source of the dollars through the screen short of live using some screen sharing Softwares like TeamViewer.